Download this complete Project material titled: Online Banking Fraud Impact On the Development of Nigeria’s Economy. with abstract, chapters 1-5, questionnaire and references. Preview Abstract and Chapter Three below.

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Abstract

This study was on online banking fraud impact on the development of Nigeria’s economy. Three objectives were raised which included: To recognize and identify the classifications of online banking frauds and other related activities in Nigerian financial institution and it impact on the development of Nigeria, to identify the effective control strategies and security measures for managing banks fraud and forgeries in Nigerian banking sector and to understand the various management geared towards eliminating or controlling financial crime. A total of 77 responses were received and validated from the enrolled participants where all respondents were drawn from staffs of CBN, Uyo. Hypothesis was tested using Chi-Square statistical tool (SPSS).

 

CHAPTER THREE

RESEARCH METHODOLOGY

3.1   INTRODUCTION

In this chapter, we described the research procedure for this study. A research methodology is a research process adopted or employed to systematically and scientifically present the results of a study to the research audience viz. a vis, the study beneficiaries.

3.2   RESEARCH DESIGN

Research designs are perceived to be an overall strategy adopted by the researcher whereby different components of the study are integrated in a logical manner to effectively address a research problem. In this study, the researcher employed the survey research design. This is due to the nature of the study whereby the opinion and views of people are sampled. According to Singleton & Straits, (2009), Survey research can use quantitative research strategies (e.g., using questionnaires with numerically rated items), qualitative research strategies (e.g., using open-ended questions), or both strategies (i.e., mixed methods). As it is often used to describe and explore human behaviour, surveys are therefore frequently used in social and psychological research.

3.3   POPULATION OF THE STUDY

According to Udoyen (2019), a study population is a group of elements or individuals as the case may be, who share similar characteristics. These similar features can include location, gender, age, sex or specific interest. The emphasis on study population is that it constitutes of individuals or elements that are homogeneous in description.

This study was carried to examine online banking fraud impact on the development of Nigeria’s economy. CBN, Uyo  form the population of the study.

3.4   SAMPLE SIZE DETERMINATION

A study sample is simply a systematic selected part of a population that infers its result on the population. In essence, it is that part of a whole that represents the whole and its members share characteristics in like similitude (Udoyen, 2019). In this study, the researcher adopted the convenient sampling method to determine the sample size.

3.5   SAMPLE SIZE SELECTION TECHNIQUE AND PROCEDURE

According to Nwana (2005), sampling techniques are procedures adopted to systematically select the chosen sample in a specified away under controls. This research work adopted the convenience sampling technique in selecting the respondents from the total population.

In this study, the researcher adopted the convenient sampling method to determine the sample size. Out of all the entire population of Staff  of CBN, Uyo, the researcher conveniently selected 80 participants out of the overall population as the sample size for this study. According to Torty (2021), a sample of convenience is the terminology used to describe a sample in which elements have been selected from the target population on the basis of their accessibility or convenience to the researcher.

3.6   RESEARCH INSTRUMENT AND ADMINISTRATION

The research instrument used in this study is the questionnaire. A survey containing series of questions were administered to the enrolled participants. The questionnaire was divided into two sections, the first section inquired about the responses demographic or personal data while the second sections were in line with the study objectives, aimed at providing answers to the research questions. Participants were required to respond by placing a tick at the appropriate column. The questionnaire was personally administered by the researcher.

3.7   METHOD OF DATA COLLECTION

Two methods of data collection which are primary source and secondary source were used to collect data. The primary sources were the use of questionnaires, while the secondary sources include textbooks, internet, journals, published and unpublished articles and government publications.

3.8   METHOD OF DATA ANALYSIS

The hypothesis test was conducted using the Chi-Square statistical tool, SPSS v.23.

3.9   VALIDITY OF THE STUDY

Validity referred here is the degree or extent to which an instrument actually measures what is intended to measure. An instrument is valid to the extent that is tailored to achieve the research objectives. The researcher constructed the questionnaire for the study and submitted to the project supervisor who used his intellectual knowledge to critically, analytically and logically examine the instruments relevance of the contents and statements and then made the instrument valid for the study.

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