COMMUNITY BANK AS A CATALIST FOR RURAL DEVELOPMNET IN ENUGU STAT E
[A CASE STUDY OF OGUI URBAN COMMUNITY BANK, ENUGU]
TABLE OF CONTENT
Title Page
Approval Page
Abstract
Dedication
Acknowledgement
Table of Content
CHAPTER ONE-INTRODUCTION
1. Background Of The Study
1.1 Ogui Urban Community Bank
1.2 Statement of Problem
1.3 Objective of Study
1.4 Research Question
1.5 Research Hypothesis
1.6 Significance of Study
1.7 Scope and Limitations of Study
1.8 Definition Of Terms /Reference
CHAPTER TWO; REVIEW OF RELATED LITERATURE
2.0 General Review
2.1 The Concept Of Community Bank
2.2 The Origin Of Community Banking In Nigeria
2.3 Community Banking As A Catalyst For Rural Development
2.4 The Impact Of Community Bank On The Rural Economy
2.5 Enhancement Of Banking Habits By Community Banks
2.6 Problems Facing Community Banks Summary
References
CHAPTER FOUR, PRESENTATION AND ANALYSIS OF DATA
Testing Of Hypothesis
CHAPTER FIVE; FINDINGS, RECOMMENDATIONS AND CONCLUSION
Findings and Discussions
Recommendation
Conclusion
Bibliography
Appendix
CHAPTER ONE
BACKGROUND OF THE STUDY
Long before the inception of community banking system in Nigeria , intensive campaigns were organized nation wide urging community to form community Development Association [CDA] or where they already exist6 in form of town union or patriotic association to register them in their local government. This was to create an avenue for which they could more effect t lively participate in rural development programmes at grassroots .Development association was found and registered as at 31st December 1992.
It is pertinent to mention that government had before this time established some development agency intended to providing grassroots’ development. These include National Directorate for Employment [NDE] Better life programmed of Rural Dweller [BLPRD] Rural Banking ,people’s Bank and Directorate of food , road and Rural infrastructure [DEFRRI] whose primary task was to a identify , involve and support viable local community organization in the mobilization of the rural population for sustained rural development activities bearing in the mind the need of promoting greater participation and economic self- reliance on rural development “
On the basis of this and other functions defined in the Decree 4 of the 1987, as stressed by mabogunje, the directorate fell into three broad areas as
1. Community organization and social mobilization
2. Infrastructural Development
3. Promotion of productive activities.
The idea of community banking was made known to the public during January 1st 1990 budget speech by the president and commander of chief the Armed forces, General Ibrahhim Alamosa Babangida, in that speech he clearly spelt out what the government has in mind as follows
The adjustment subsidy levels of domestic price of petroleum product have been estimated millions is 1990 fiscal year,
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