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E-naira and It’s Implications on the Fintech Sector

E-naira and It’s Implications on the Fintech Sector CHAPTER ONE INTRODUCTION 1.1 Background of the study Financial service delivery is progressively merging with developing technologies in Nigeria, resulting in the already well-known 'financial technology.' Fintech was not a thing a few years ago, or rather, there was a significant gap between the supply of financial services and technological advancements. However, things are done differently in the financial market nowadays, and practically every entrepreneur is talking about Fintech. In the financial industry, technology adoption is not new, but until recently, the operating environment was constrained by a number of factors. Since the late twentieth century, when most financial services were dematerialized, the business has been characterized by a high degree of...

February 8, 2022

written by Blessing Research

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Examining E-naira Awareness in Nigeria’s Rural Demographics.

Examining E-naira Awareness in Nigeria's Rural Demographics. CHAPTER ONE: INTRODUCTION 1.1 Background of the study “Rural” means open land and tiny settlements in general, although "rural areas" are typically taken for granted or left undefined in policy-oriented and scientific literature, in a process of description that is sometimes laden with complications (IFAD, 2010). Finally, the rural is characterized as the inverse or residue of the urban in both developing and developed nations (Lerner and Eakin, 2010). Human settlements exist on a continuum from "rural" to "urban," with "big villages," "small towns," and "small urban centers" not clearly falling into either category. Several instances can best demonstrate the differences in definitions from nation to country (from both developed and developing countries of different...

February 8, 2022

written by Blessing Research

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Impact of Celebrity Endorsement on Image of Infant Products Usages Among Nursing Mothers in Port Harcourt

Impact of Celebrity Endorsement on Image of Infant Products Usages Among Nursing Mothers in Port Harcourt CHAPTER ONE INTRODUCTION 1.1 Background of the Study Advertisement is recognized as the fastest and most successful communication tool for businesses to develop an association and attract their target consumers. Among various sorts of communication techniques, the use of celebrity endorsement is greatly rising owing to the development of social platforms (Krotoski, 2011). These celebrities need not to be international superstars, they could be an individual from any field such as politics, science, entertainment, sport and so on, who is perceived as an idol, who enjoy public recognition and have a congruence with the brand image to constitute a compelling power to affect consumers’ buying intention and...

February 8, 2022

written by Blessing Research

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Public Perception of Nigeria Electronic Naira (E-naira). A Study of Kano Metropolis.

Public Perception of Nigeria Electronic Naira (E-naira). A Study of Kano Metropolis. CHAPTER ONE INTRODUCTION 1.1 Background of the study Without a doubt, the global financial system is embracing the current technological transformation from physical currency to practically virtual currencies. In recent years, rapid technological innovation and new business models have led in a slew of novel retail payment methods. These developments point to substantial changes in the retail payment environment, including a decrease in cash usage. As a result of this tidal wave, digital money innovation arose. According to Gilbert, Scott, and Loi, Hio. (2018), digital currencies have properties similar to traditional currencies but, unlike printed banknotes or minted coins, do not often have a physical form. The lack of a physical form allows for...

February 8, 2022

written by Blessing Research

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Retailers Culture and Attitudinal Barriers Towards the Use of Enaira

Retailers Culture and Attitudinal Barriers Towards the Use of Enaira CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY Globalization and digitization have revolutionized how businesses operate and competes in the marketplace in the 21st century. Information and communication technology (ICT) is the lifeblood of this change (Onyeaghala & Anele, 2017). Thus, innovations and advancements in technology have led to large and continual changes in the retail sector, since ICT has become vital for the operations of retail outlets and substantially influenced their success in developing and developed nations (Sajuyigbe & Alabi, 2015). One of the important changes engineered by technology advancement is the transfer from a physical payment system to a digital payment system, which brought about the cashless policy. In light of...

February 8, 2022

written by Blessing Research

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Televison Reality Show and Its Effect on the Moral and Social Life of Adolescents in Benue State

Televison Reality Show and Its Effect on the Moral and Social Life of Adolescents in Benue State CHAPTER ONE INTRODUCTION 1.1 Background of the study According to Andrejevic (2008), television is a popular and an extremely good means of disseminating information that has a significant impact on people's lives all over the world. For many people, television is a major source of information and entertainment. It gives them the chance to see people, places, and things they may not have seen before. Television affects the society's perspective of the globe in an increasingly global culture. A reality show is a television program that tries to depict how regular people act in everyday life or in settings that are frequently contrived by the show's creators and are meant to reflect normal life. A reality show may also be described as a...

February 8, 2022

written by Blessing Research

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The Benefit of E-naira to Unbanked Nigerians

The Benefit of E-naira to Unbanked Nigerians CHAPTER ONE INTRODUCTION 1.1 Background of the study Many millions, if not billion of people will be able to use a range of convenient, accessible, and dependable financial instruments for the first time in the not-too-distant future, regardless of their proximity to traditional financial institutions. According to Global Findex database (2017), nearly 1.7 billion individuals remain unbanked without an account at a financial institution or through a mobile money provider. In 2014, that number was 2 billion. This is because account ownership is essentially ubiquitous in high-income nations, whereas virtually all unbanked adults live in emerging economies. Record from this data set indicated that over 980 million people do not have a bank account, accounting for 56 percent of all...

February 8, 2022

written by Blessing Research

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The Impact of Brand Image and Rebranding on Customers’ Purchasing Decision in Nigerian Universities (a Case Study of Nestle).

The Impact of Brand Image and Rebranding on Customers’ Purchasing Decision in Nigerian Universities (a Case Study of Nestle) CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY In the research based study,by Gitman in 2008, brand image is defined distinctly. The image is seen as part of the process at one moment, but it is also linked with sensations at other times, and it is also understood as the information distributed by the organization at other times. Because brands compete with one another, businesses must recognize that a positive image is critical to their success. Re-branding, on the other hand, is a continuous change of the corporate brand's positioning and representation, as well as a natural element of managing the brand in response to the ever-changing market environment (Gitman, 2008). However, when a business goes...

February 8, 2022

written by Blessing Research

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A 10 year review of endophthalmitis seen at Kenyatta National Hospital

A 10 year review of endophthalmitis seen at Kenyatta National Hospital Abstract A 10 year review of endophthalmitis as seen at Kenyatta National Hospital (KNH). OBJECTIVES: To describe the magnitude, pattern and visual outcome of endophthai mitis as seen atKNH over a 10 year period from 1999 to 2008. DESIGN: Retrospective case series. SETTING: Kenyatta National Hospital (KNH), a national referral and teaching hospital in Nairobi, Kenya. SUBJECTS: All patients diagnosed with endophthalmitis seen at KNH within the study period. MATERIALS AND METHODS: Medical records of the subjects were retrieved from hospital registry using ICD 10 classification and analyzed. The data was collected using a structured questionnaire. Subsequently it was entered ans! fUlalyzed usihg the Statistical Package for Social Scientists (SPSS) computer software version...

February 8, 2022

written by Damian Chibueze

Filed Under Academic Research

The Impact of Enaira in Tracking Money Laundering and Fraud in Nigeria

The Impact of Enaira in Tracking Money Laundering and Fraud in Nigeria CHAPTER ONE INTRODUCTION 1.1 Background of the study The promotion of cashless policies has become a driving factor for global economies to investigate currency digitalization as it fast tracks online transactions. Various uses of e-transaction, including as e-banking, e-ordering, and online publishing/online retailing, are constantly influencing trends and possibilities for business over the Internet. A more developed and mature electronic environment is important in e-transaction because it encourages a shift from traditional modes of payment (such as cash, checks, or any other form of paper-based legal tender) to electronic alternatives (such as e-tranzact, Western Union money transfer, and pocketmonie), effectively closing the e-commerce loop (Bickersteth,...

February 8, 2022

written by Blessing Research

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The Role of Event Planning in Promoting Cultural Tourism in Nigeria Using Ofala Festival in Anambra State as Case Study

The Role of Event Planning in Promoting Cultural Tourism in Nigeria Using Ofala Festival in Anambra State as Case Study n event planning and management in order to reap the economic and socio-cultural rewards. Festivals, gatherings, conferences, trade exhibits, and fairs are all held on a daily basis in various regions of the world for various causes and in various formats. This is why, according to Getz (2004), an event of such significance in terms of history, beauty, quality, or notoriety that it gives the host community or destination a competitive advantage and so can boost cultural tourist tourism. As a result, it's important to look at the significance of event planning in boosting cultural tourism in Nigeria. 1.2 Statement of the problem Nigeria being a country with varied cultures cannot be eliminated from the...

February 8, 2022

written by Blessing Research

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An Evaluation of the Impact of Mass Media Campaigns on Breast Cancer Among Women in Asaba, Delta State.

An Evaluation of the Impact of Mass Media Campaigns on Breast Cancer Among Women in Asaba, Delta State. CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY The issue of breast cancer among women cannot be over-emphasized nor can it be overstated in the world today. Particularly, there are reports that breast cancer is the major cause of death among women globally (Schliemann, Htay, Dahlui, Paramasivam, Christopher, Cardwell, Tamin, Somasundaram, Donnelly, Su, and Donnelly, 2020). Okeke (2018) in his work adds that the menace of breast cancer has killed several women. This high mortality or death rate can be traced to a number of critical factors; to mention a few; late or delayed detection, lack of awareness, denial, bad understanding and perception of cancer/disease, emotional stress etc. There is also ample evidence...

February 8, 2022

written by Blessing Research

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