E-naira project topics and research pdf

Assessing the Effectiveness of the E-naira User Support System in Nigeria

Assessing the Effectiveness of the E-naira User Support System in Nigeria CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY The ongoing developments in information technology have resulted in huge growth in both the number of Internet users and the number of digital products (Probets, 2012). By taking advantage of the quick technology advancement and financial market growth, a variety of new products for making transactions have been developed in recent years (Duque, 2014). These transactions include the transfer of monetary value from one person to another, as coins and notes are turned into data which is transferred by telephone lines and satellite transporters. This new advancement led in the rise of digital currency. A digital currency is any cash, money, or money-like asset that is largely handled, stored or exchanged...

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February 8, 2022

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E-naira and It’s Implications on the Fintech Sector

E-naira and It’s Implications on the Fintech Sector CHAPTER ONE INTRODUCTION 1.1 Background of the study Financial service delivery is progressively merging with developing technologies in Nigeria, resulting in the already well-known 'financial technology.' Fintech was not a thing a few years ago, or rather, there was a significant gap between the supply of financial services and technological advancements. However, things are done differently in the financial market nowadays, and practically every entrepreneur is talking about Fintech. In the financial industry, technology adoption is not new, but until recently, the operating environment was constrained by a number of factors. Since the late twentieth century, when most financial services were dematerialized, the business has been characterized by a high degree of...

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February 8, 2022

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Examining E-naira Awareness in Nigeria’s Rural Demographics.

Examining E-naira Awareness in Nigeria's Rural Demographics. CHAPTER ONE: INTRODUCTION 1.1 Background of the study “Rural” means open land and tiny settlements in general, although "rural areas" are typically taken for granted or left undefined in policy-oriented and scientific literature, in a process of description that is sometimes laden with complications (IFAD, 2010). Finally, the rural is characterized as the inverse or residue of the urban in both developing and developed nations (Lerner and Eakin, 2010). Human settlements exist on a continuum from "rural" to "urban," with "big villages," "small towns," and "small urban centers" not clearly falling into either category. Several instances can best demonstrate the differences in definitions from nation to country (from both developed and developing countries of different...

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February 8, 2022

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Public Perception of Nigeria Electronic Naira (E-naira). A Study of Kano Metropolis.

Public Perception of Nigeria Electronic Naira (E-naira). A Study of Kano Metropolis. CHAPTER ONE INTRODUCTION 1.1 Background of the study Without a doubt, the global financial system is embracing the current technological transformation from physical currency to practically virtual currencies. In recent years, rapid technological innovation and new business models have led in a slew of novel retail payment methods. These developments point to substantial changes in the retail payment environment, including a decrease in cash usage. As a result of this tidal wave, digital money innovation arose. According to Gilbert, Scott, and Loi, Hio. (2018), digital currencies have properties similar to traditional currencies but, unlike printed banknotes or minted coins, do not often have a physical form. The lack of a physical form allows for...

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February 8, 2022

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The Benefit of E-naira to Unbanked Nigerians

The Benefit of E-naira to Unbanked Nigerians CHAPTER ONE INTRODUCTION 1.1 Background of the study Many millions, if not billion of people will be able to use a range of convenient, accessible, and dependable financial instruments for the first time in the not-too-distant future, regardless of their proximity to traditional financial institutions. According to Global Findex database (2017), nearly 1.7 billion individuals remain unbanked without an account at a financial institution or through a mobile money provider. In 2014, that number was 2 billion. This is because account ownership is essentially ubiquitous in high-income nations, whereas virtually all unbanked adults live in emerging economies. Record from this data set indicated that over 980 million people do not have a bank account, accounting for 56 percent of all...

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February 8, 2022

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