Retailers Culture and Attitudinal Barriers Towards the Use of Enaira

Retailers Culture and Attitudinal Barriers Towards the Use of Enaira   CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY Globalization and digitization have revolutionized how businesses operate and competes in the marketplace in the 21st century. Information and communication technology (ICT) is the lifeblood of this change (Onyeaghala & Anele, 2017).   Thus, innovations and advancements in technology have led to large and continual changes in the retail sector, since ICT has become vital for the operations of retail outlets and substantially influenced their success in developing and developed nations (Sajuyigbe & Alabi, 2015). One of the important changes engineered by technology advancement is the transfer from a physical payment system to a digital payment system, which brought about the cashless policy. In light of...

The Impact of Enaira in Tracking Money Laundering and Fraud in Nigeria

The Impact of Enaira in Tracking Money Laundering and Fraud in Nigeria   CHAPTER ONE INTRODUCTION 1.1 Background of the study The promotion of cashless policies has become a driving factor for global economies to investigate currency digitalization as it fast tracks online transactions. Various uses of e-transaction, including as e-banking, e-ordering, and online publishing/online retailing, are constantly influencing trends and possibilities for business over the Internet. A more developed and mature electronic environment is important in e-transaction because it encourages a shift from traditional modes of payment (such as cash, checks, or any other form of paper-based legal tender) to electronic alternatives (such as e-tranzact, Western Union money transfer, and pocketmonie), effectively closing the e-commerce loop (Bickersteth,...
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