Public Perception of Nigeria Electronic Naira (E-naira). A Study of Kano Metropolis.
Public Perception of Nigeria Electronic Naira (E-naira). A Study of Kano Metropolis.
CHAPTER ONE
INTRODUCTION
1.1 Background of the study
Without a doubt, the global financial system is embracing the current technological transformation from physical currency to practically virtual currencies. In recent years, rapid technological innovation and new business models have led in a slew of novel retail payment methods. These developments point to substantial changes in the retail payment environment, including a decrease in cash usage. As a result of this tidal wave, digital money innovation arose.
According to Gilbert, Scott, and Loi, Hio. (2018), digital currencies have properties similar to traditional currencies but, unlike printed banknotes or minted coins, do not often have a physical form. The lack of a physical form allows for...