Universal banking has been of controversial issue among practitioners and regulation of financial sub-sector of Nigeria economy.
However most of these decisions have been flamed by lack of common understanding of what universal banking is and what its implication might be for the country’s financial and economic well being.
The research attempt to redress that situation by presenting a well accepted understanding of the system.
Secondly, discussing its applicability or lack thereof to Nigeria commercial services and industry and assessing how effective such system could be in Nigeria.
Interview was conducted by the researchers to understand the profile of the case study: Afri bank plc. And how the bank practices universal banking.
Both primary and secondary data was used to also carryout the research work.
Title Page                         II
Dedication                         III
Acknowledgement                   IV
Abstract                         V
Table of content                      VI
CHAPTER ONE: INTRODUCTION Â Â Â
1.1   Background of the study                1
1.2   Afribank plc profile and location          3
1.3Â Â Â Universal banking as practiced by Arfribank. Â Â Â 4
1.4   Statement of the problem              4
1.5   Purpose of the study                5
1.6   Research questions                6
1.7   Significance of study                7
1.8   Scope and limitation and delimitation          7
1.9   Definition of terms/concept             8
Reference                     10
CHAPTER TWO: LITERATURE REVIEWÂ
2.1   Definition of universal banking             12
2.2Â Â Â Before the introduction of universal banking in Afribank. 17
2.3   Origin of universal banking in Afribank       17
2.4Â Â Â Universal banking concept in Afribank. Â Â Â Â Â Â 20
2.5   Universal banking and supervisory authorities    22
2.6   Argument for and against universal banking       24
2.7   The merits of universal banking          25
Reference                      27
CHAPTER THREE: RESEARCH METHOD AND DESIGNÂ
3.1   Research method and design             29
3.2   Sources of data                   29
3.3   Population                      30
3.4   Sampling method                   31
3.5   Method of analysis                32
Reference                      34
CHAPTER FOUR: DATA PRESENTATION AND METHODOLOGY
4.1   Testing questionnaire analysis and methodology    35
4.2   Hypothesis testing                   39
Reference                       43
CHAPTER FIVE: FINDINGS, RECOMMENDATIONS AND CONCLUSIONÂ
5.1   Findings                      44
5.2   Recommendations                   45
5.3   Conclusion                      46
Bibliography                   48
Appendix                       50
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