The Assessment of Performance of Commercial Bank in Post-consolidation Era
The Assessment of Performance of Commercial Bank in Post-consolidation Era
ABSTRACT
This study was carried out to assess the performance of commercial bank in post consolidation era. It specifically analysed the pre-consolidation financial performances, analysed the post-consolidation financial performances and determined the extent to which banking industry consolidation improves the key profitability ratios of the banks.
The scope of the study cover four (4) commercial banks listed in the Nigeria Stock Exchange for the period of 10 years- 2001-2005 and 2014-2018. The selected banks were United Bank for Africa Plc (UBA), First Bank of Nigeria Plc (FBN), Zenith Bank Plc (ZB) and Guaranty Trust Bank Plc (GTB). Data were obtain from secondary sources such as Annual Reports of Selected Banks, Website of National Bureau of Statistics, CBN...