The Assessment of Performance of Commercial Bank in Post-consolidation Era

The Assessment of Performance of Commercial Bank in Post-consolidation Era ABSTRACT This study was carried out to assess the performance of commercial bank in post consolidation era. It specifically analysed the pre-consolidation financial performances, analysed the post-consolidation financial performances and determined the extent to which banking industry consolidation improves the key profitability ratios of the banks. The scope of the study cover four (4) commercial banks listed in the Nigeria Stock Exchange for the period of 10 years- 2001-2005 and 2014-2018. The selected banks were United Bank for Africa Plc (UBA), First Bank of Nigeria Plc (FBN), Zenith Bank Plc (ZB) and Guaranty Trust Bank Plc (GTB). Data were obtain from secondary sources such as Annual Reports of Selected Banks, Website of National Bureau of Statistics, CBN...

Operations, Development and Strategies Employed Towards Optimizing the Gas Pipelines and Reducing Unnecessary Risk of Failures

Operations, Development and Strategies Employed Towards Optimizing the Gas Pipelines and Reducing Unnecessary Risk of Failures   CHAPTER ONE 1.0    INTRODUCTION Crude petroleum and natural gas are trapped in the earth's crust by geological selectivity. These entrapments are in many cases far removed from the reservoir to the use points of the products. The necessity to move these products to their use points economically, efficiently, reliably, responsibly and safely has given rise to pipelines and pipeline network. In Nigeria, crude oil and natural gas are produced over vast area in the Niger delta region. The requirement of gathering these products for export at seaports and at refineries has generated a massive network of pipelines for crude oil and natural gas. A pipeline has been defined as a...

Production of Piston Using Silicate Bonded Core

Production of Piston Using Silicate Bonded Core ABSTRACT Production of Piston using Silicate bonded cores was carried out in this project. The molding sand and silicate bonded core was prepared by mixing silica sand, sodium silicate (light) and the mixture was allowed for 24 hours in the atmosphere to enhance the reaction of the mixture with carbondioxide, aluminum scrap was malted in a crucible furnace charcoal fired to produce molten aluminum. Molten aluminum was the poured into the already prepared mold through the sprue and the set up was allowed to solidify. After that a fettling operation was carried out to produce a sound casting.   CHAPTER ONE 1.0     INTRODUCTION           The piston is effectively a pressure-tight plunger that slides up and down in the...

Comparative Study on the Proximate and Sensory Properties of Soymilk Steeped With Ascorbic Acid

Comparative Study on the Proximate and Sensory Properties of Soymilk Steeped With Ascorbic Acid ABSTRACT This study examined the use of ascorbic acid as preservative on the shelf – life of soymilk stored at different temperatures. The utilization of soybean for the production of soymilk was studied. Soymilk was extracted from whole soybeans, and pasteurized. All soymilk sample were analyzed for proximate composition (fat %, ash%, total solids, protein%, titrable acidity and moisture%) and the organoleptic test (appearance, colour, aroma. Taste, consistency and overall – acceptability) of the soymilk samples were evaluated to determine the shelf-stability of the products during refrigeration and room temperature storage. The fat, ash, total solids, protein, titrable acidity and moisture of soymilk from whole soybeans seeds differed...

Evaluation of the Sensory Properties of Juice Produced From Soupsop and Carrot Blend

Evaluation of the Sensory Properties of Juice Produced From Soupsop and Carrot Blend ABSTRACT Soursop Fruit (Annona muricate) and carrot Vegetable (Daucus carota sub spsativus) were bought weighed and washed. The fruits and vegetables were milled into pulp for extraction of the juices. The extracted juice was measured and mixed in the ratio of 50:50, 70:30, 30:70, 60:40, of soursop and carrot respectively. The juice was homogenized to obtain a well blended mixed fruit and vegetable juice. The preparation was done under normal atmospheric temperature and pressure. Mean sensory scores in Appearance, Colour, Taste, Aroma, Mouth feel of the blended juice were significantly not different (p<0.05) from a popular market brand uses as a control. The overall acceptance of the juice prepared...

Mass Transfer Kinetics During Osmotic Dehydration of Oha (Pterocarpus Soyauxii) Leaves

Mass Transfer Kinetics During Osmotic Dehydration of Oha (Pterocarpus Soyauxii) Leaves   CHAPTER ONE INTRODUCTION 1.1     Background to the study           Vegetables are important protective foods, which are highly beneficial for the maintenance of good health and prevention of disease. They contain valuable food nutrients, which can be successfully utilized to build up and repair the body. They are rich sources of carotene, ascorbic acid, riboflavin, folic acid and minerals like calcium, iron and phosporus (Sheela et al., 2004: Nnamani et al., 2010).           Leafy vegetables represent a veritable natural pharmacy of minerals, vitamins and phyto chemicals (George 2005). For example, the potassium content...

Appraisal of Expected Knowledge, Skills and the Requirement for the Practice of Public Relations in Organisations by Library and Information Science Student

Appraisal of Expected Knowledge, Skills and the Requirement for the Practice of Public Relations in Organisations by Library and Information Science Student in Akanu I Biam Federal Polytechnic, Unwana   ABSTRACT The aim of this research is to ascertain the level of expected knowledge skills and requirements for the practice of public relation in organization by Library and Information Science student in Akanu Ibiam Federal Polytechnic, Unwana  Among other things the work tend to know their level of knowledge about Public relation, to identify the skills they should posses for the practice of public relation in organization, the level of awareness and the challenges that they may encountered in the process of practicing public relation. The research adopt a case study research method, and applied questionnaire  as a research...

Assessment of Digital Reference Services Provision to the Users of Academic Libraries in Ebonyi State

Assessment of Digital Reference Services Provision to the Users of Academic Libraries in Ebonyi State   ABSTRACT This study aimed at assessing digital reference services in academic libraries in Ebonyi State. Four research questions were formulated to guide the study on the digital resources available for reference services in academic libraries in Ebonyi State, the forms of digital reference services provided the level of provision of digital reference services. Data relevant to the study were collected using questionnaire and observation checklist. A total of forty-eight(48) copies were distributed to the librarians as sample and forty-two(42) was returned. Data were analyzed using percentages and frequencies. Major findings revealed that digital resources are not available in the institutions under study, except E-newspapers that...

An Evaluation of the Effects of Local State Conflict on Social Development of Local Government in Nigeria (a Study of Afikpo South Local Government Ebonyi State)

An Evaluation of the Effects of Local-state Conflict on Social Development of Local Government in Nigeria (a Study of Afikpo South Local Government Ebonyi State)   Abstract Conflict is about clash differences between  two parties in opposition or in which the opinion differs. The conflict that exist between Ebonyi state Government and Afikpo South Local Government Area, is the conflict that was derived from the constitution and the laws guilding the two levels of Government. local government is often being looked at as the government at local level that helps to implement some Federal Government policies to the grassroots people. The purpose of this study is to know why conflicts exist in Afikpo south local government area. Also to identify various causes of conflict in Afikpo south local government area. For proper presentation...

Co-operative Societies and Women Empowerment – a Study of Aguata Local Government Area, Anambra State

Co-operative Societies and Women Empowerment: a Study of Aguata Local Government Area, Anambra State   Abstract This study focused on co-operative societies and women empowerment. The objectives of this study were to find out types of co-operative societies in Aguata Local Government and to assess the role of women in the co-operative societies. The methodology adopted for collecting data in the work were through primary data such as structured questionnaires while that of the secondary data. The data collected were presented using tables and simple percentages. It was found out that rural women can have access to financial aid in the co-operative development and that in varying degrees, women especially rural women constitute socially, economically and politically disadvantaged group when compared to their male counter parts. I...

Entrepreneurship as an Essential Ingredient for Economic Growth and Development in Nigeria

Entrepreneurship as an Essential Ingredient for Economic Growth and Development in Nigeria   Abstract Entrepreneurship is a concept that deals with creating opportunities for human/self empowerment. The purposed of this study is to ex-ray on entrepreneurship as an essential ingredient for economic growth and development. the methodology used for data collection included primary and secondary method of data collection findings reviews that many graduates are now gainfully self employed as a result of entrepreneurship programmes lack of capital is also a major factor which affect the effective realization of  entrepreneurship objective. Many students have not realized the need for entrepreneurship education. Many see it as other courses and not as a craft/career. However, the researcher recommends that the government should...

The Impact of Poor Revenue Generation on the Development of Local Government Areas. (a Case Study of Afikpo North Local Government)

The Impact of Poor Revenue Generation on the Development of Local Government Areas. (a Case Study of Afikpo North Local Government)   CHAPTER ONE INTRODUCTION 1.1     BACKGROUND OF THE STUDY Development is a sine qua non for modern civilization, in a crusade and struggle to carryout development at all nooks and crannies of the society, the local government  as the third tier of government that is nearest to the people is saddled with the responsibility of direct development of the people to a certain level. Development is highly associated with fund, much revenue is needed to plan, execute and maintain infrastructures and facilities at the local government level. The needed revenue generated for such developmental projects like construction of accessible roads, building of public schools, health...
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