Influence of Homemakers’ Spending Practices and Consumer Credit Use on Family Welfare at Sakumono Estates, Tema

Influence of Homemakers’ Spending Practices and Consumer Credit Use on Family Welfare at Sakumono Estates, Tema   ABSTRACT   This study was conducted to assess how the spending practices and consumer credit use among homemakers at Sakumono Estates in the Tema Municipality influenced family welfare. The specific objectives were to: examine the income and expenditure patterns of homemakers, investigate the management principles applied by homemakers in the use of money, investigate the perception and consumer credit use by homemakers and identify factors that influenced homemakers’ spending practices and credit use. Five null hypotheses were stated. Ho1: There is no relationship between homemakers’  demographic characteristics (age, educational level, marital status, occupation, income status) and spending practices. Ho2: There...

Analyzing the Contemporary Issues in Management of Polytechnic Education in Nigeria (a Case Study of Abia State Polytechnic)

Analyzing the Contemporary Issues in Management of Polytechnic Education in Nigeria (a Case Study of Abia State Polytechnic) CHAPTER ONE INTRODUCTION 1.1 Background of the study Polytechnic education, which is part of the technical education programme at tertiary education level, leads to the acquisition of practical and applied skills as well as fundamental scientific knowledge. This type of education was aimed initially at evolving an educational system based on work and training. Polytechnics educate future leaders and develop the middle-level technical capacities that underpin economic growth and development. Hence, the main purpose and relevance of polytechnic education in Nigeria is the provision of much needed manpower to accelerate the socio-economic development of the nation, making it an instrument of social change and economic...

Curriculum Innovation and Its Impact on Sustainable Education in Nigeria

Curriculum Innovation and Its Impact on Sustainable Education in Nigeria CHAPTER ONE INTRODUCTION 1.1  Background of the study The word curriculum comes from the Latin word "currere," which means "race course," and refers to the series of actions and experiences that children go through as they grow into mature people, according to Collins English Dictionary (2003). A school's or university's curriculum is the collection of courses and their contents. A curriculum is prescriptive and is based on a more basic syllabus that simply specifies which topics must be studied and to what level in order to obtain a specific grade or standard. In other words, a curriculum might relate to all of a school's courses. “Curriculum is all the learning that is organized and guided by the school, whether it is done in groups or individually, within or...

Effect of Unethical Practices on the Effective Management of Colleges of Education in Anambra State

Effect of Unethical Practices on the Effective Management of Colleges of Education in Anambra State CHAPTER ONE INTRODUCTION 1.1 Background of the study Nigerian Colleges of Education (COEs) are the third cadre in the hierarchy of tertiary education. The mandate of the colleges is to provide quality teacher education services for citizens of the country with regard to the awarding of the Nigerian Certificate in Education (NCE). The Federal Republic of Nigeria (2004) highlighted the goals of colleges of education as: producing highly motivated, conscientious, and efficient classroom teachers for all levels of our education system; encouraging further the spirit of enquiry and creativity in teachers; helping teachers to fit into the social life of the community and society at large; providing teachers with the intellectual and professional...

Study Behaviours and Its Effects on Students’ Academic Achievements in College of Education (a Case Study of Federal College of Education, Kano)

Study Behaviours and Its Effects on Students’ Academic Achievements in College of Education (a Case Study of Federal College of Education, Kano) CHAPTER ONE INTRODUCTION 1.1 Background Of The Study Education enables people to gain knowledge and skills that will assist them in solving problems and becoming productive members of their society. The progress of any nation's economy, politics, and social values is mostly determined by the quality and amount of education available to its population (Anazonwu, 2004). (1995). In Nigeria, for example, the importance of education as a key component of the development strategy cannot be overstated. Nigeria promotes an educational philosophy that may meet the demands of her citizenry. It is based on this concept that it is necessary to investigate how pupils learn in school (Feather, 2004)....

A Critical Survey on Public Awareness and Compliance With Media Campaigns on Child Marriage in Northern Nigeria

A Critical Survey on Public Awareness and Compliance With Media Campaigns on Child Marriage in Northern Nigeria CHAPTER ONE: INTRODUCTION 1.1 BACKGROUND OF THE STUDY Pre- mature marriage, also known as child marriage, is defined as any marriage that occurs before a girl gets to the age of 18 and is physically, physiologically, and mentally ready to take on the duties of marriage and motherhood (Ibeh,2015). While more women are marrying in their thirties in comfortable nations, 20 to 50 percent of women in developing countries are married before the age of 18, with the greatest rates in West Africa and South Asia(Mathur,2003). In this zone, the background of early marriage must be understood in the context of poverty, gender inequality, cultural taboos against premarital sex for girls, religious views, and patriarchal predispositions to...

The Role Of Laboratory Facilities On Students Academic Performance

The Role Of Laboratory Facilities On Students Academic Performance CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY  Alimi (2004) claims that, the primary goal of establishing a school is to teach and learn. As a result, schools must provide appropriate facilities to enable teachers and students to meet the course objectives at the conclusion. This is the essence of the school's infrastructure and facilities. Science and technology are critical tools for any country's development and production. Science is essential for any nation that wishes to maintain its independence, sovereignty, and self-sufficiency, as well as to ensure growth and to hold its head high among civilized nations. This is due to the fact that science and technology supply the fundamental tools for industrialization and economic development in fields such as...

An Assessment Of The Effect Of Parental Level Of Income On The Academic Performance Of Junior Secondary Students In Bayelsa: Perspective Of Low Income Earning Parents

CHAPTER ONE INTRODUCTION 1.1 Background of the Study Parents plays a critical role in the educational improvement of their ward. As a result, the socioeconomic level of parents affects children's educational development and achievement negative or positive. In same manner, parents engagement in their children's education is extremely pivotal to the academic success of the youngsters(Barbarin, 2008). Similarly, teachers plays a significant on the academic development of youngsters as they provide them educational capitals such as qualifications, expertise, and appropriate skill sets to boosting medical conditions, securing steady jobs, increasing earnings, allocating resources properly to maximize output, contributing to the nation in terms of taxes, and improving the individual's quality of life(Onijingin, 2013). Although the Nigeria...

An Investigation On Prevalence Of Internet Usage And Its Impact On Academic Performance Using Secondary Schools In Awka, Anambra State As Case Study

CHAPTER ONE INTRODUCTION 1.1 Background of the study The recognized potential of technology to improve education has led to several initiatives to foster effective use and integration in the curriculum. As a new technology, the Internet offers the greatest promise for learning and universal access to high-quality education that humanity has ever known. The internet is a vital information and communication technology that has ushered in a worldwide information revolution (Siraj, et al., 2015). The internet is a knowledge pool, and any country that does not give its children with access to it is dethroning itself from its throne of dignity among other nations. It's being created to serve as a hub for a variety of activities for people of all ages (Akin-Adaeamola, 2014). The internet has become a huge part of people's everyday life. The internet...

An Evaluation Of The Effect Of Alcoholism On The Academic Performance Of Senior Students (A Case Study Of Selected Schools In Bayelsa State)

CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY Academic performance, or how effectively a student satisfies the standards set by the institution, is used to gauge achievement in educational institutions. As professional rivalry in the workplace becomes more intense, the importance of pupils doing well in school has captured the attention of both parents and employers (Fried & Dunn, 2012). Osain & Alekseevic, (2016) opined that education is not the sole path to success in the workplace; great effort is expended in schools to detect, assess, measure, and promote students' development. Parents are concerned about their child's academic success because they assume that excellent grades will lead to better employment opportunities and job security. School performance is assessed in a variety of ways (Osain & Alekseevic, 2016)....
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